Transportation

Auto

Product Highlights
  • Available in AZ, CA, CO, IL, ME, NH, NM, NV, OK, OR, VT & WA (additional states to follow).
  • Requires one of the following supporting lines of business:
      • General Liability
      • Property
      • Commercial Package
  • Annual Policy Term
  • Admitted AM Best A VX rated carrier
Coverage Options
  • Liability (up to $2M/$2M)
  • Comprehensive & Collision
  • Hired & Non-Owned Auto
  • Hired Auto Physical Damage
  • Medical Payments (up to $5K)
  • Uninsured/Underinsured Motorist
  • Towing & Labor
  • Lease/ Loan Coverage ($10K limit for new vehicles)
  • Loss of Use
  • Rental Reimbursement
  • Mobile Business Interruption (up to $50K)
  • Pollution
Approved Vehicle Types
  • Private Passenger Vehicles
  • Fleets (Up to 100 vehicles)
  • Light Trucks / Vans
  • Heavy Duty Trucks
  • Semi-Trucks
  • Trailer Coverage
  • Mobile Equipment
Appetite & Eligiblity Criteria
  • Business must be domiciled and operate exclusively in states permitting the sale, distribution and use of cannabis
  • New Ventures OK
  • 30% or more of total operations must include cannabis related services
  • Drivers must be 21 and over with a valid license
  • Prior Losses OK
  • Local, intermediate and long radius OK
  • State filing requirements OK
Ineligiblity Risks
  • Independent contractors
  • Risks with a 3-year estimated loss ratio of 70% or more
  • Risks with broker operations
  • Drivers with more than 3 accidents and / or major violations within 3 years

Auto Product Flyer

Motor Truck Cargo

Product Highlights
  • Motor Truck Cargo Owners
    •  Owned property transported in owned vehicles
  • Motor Truck Cargo Carriers
    • Property of others shipped by a contract carrier
    • Fleets up to 50 revenue generating units
    • Flexible rating
    • ISO Forms
    • Minimum Premium $5,000 (cargo only); $7,500 (including cash)
Coverage Options
Limits
  • $500,000 per conveyance limit, per vehicle, for cash, money, securities and cargo
Submission Requirements
  • Acord 143
  • CannGen MTC Supplemental
  • Vehicle Schedule
  • MVR’s For All Drivers
 Approved Classifications
  • Cultivators
  • Processors/Harvesters
  • Manufacturers
  • Wholesale/Distributors
  • Retail
  • Dispensaries
  • Specialty Transporters
  • Courier Services
  • Licensed Transportation Services

Motor Truck Cargo Product Flyer