Package

Property

 
Coverage Highlights

  • Commercial property ISO forms
  • Minimum premium $500
  • No sub limit for cannabis inventory when on the premises
  • Outdoor business personal property is approved
  • No maximum number of locations

 

Approved Classifications

  • Cultivators
  • Processors/Harvesters
  • Manufacturers
  • Wholesale Distributors
  • Transporters
  • Dispensaries
  • Retailers
  • Non-Storefront Delivery
  • Laboratories
  • Lessor’s Risk (LRO) / Building Owners
  • Ancillary Businesses

 
Coverage Options

  • Real Property
  • Business Personal Property
  • Cannabis Inventory
  • 3rd Party Care Custody Control (distributors only)

 
Limits

  • Coverage limits up to $25,000,000 per location (Combined Property and Crop TIV )

 
Deductibles

  • $2,500
  • $10,000
  • $50,000

 
Endorsements

  • Commercial Property Endorsement Premiums
    • Form A – $1,000.00 per location
    • Form B – $1,500.00 per location
    • Form C – $2,000.00 per location
  • Commercial Property Endorsement – Coverage Summary
    • Accounts Receivable
    • Employee Dishonesty
    • Money & Securities
    • Property in Transit
    • Property Off-Premises
    • Spoilage
    • Valuable Papers and Records
    • Outdoor Property (Fencing, Signs)
    • Outdoor Property (Trees, Shrubs, Plants)
    • Personal Effects of Others

 
Property Product Flyer
 

Crop

 
Coverage Highlights

  • Coverage capacity up to $25,000,000 per location
  • Indoor Plants In-Process (only)
  • Customizable plant life-cycle solutions
  • Minimum Premium $500

 
Coverage Options

  • Seeds
  • Seedlings / Clones
  • Vegetative Plants
  • Flowering Plants
  • Harvested Plants
  • Finished Stock

 
Limits

  • Combined Property and Crop TIV $25M per location

 
Deductibles

  • $2,500
  • $10,000
  • $25,000

 
Approved Classifications

  • Cultivation Operations
  • Cannabis
  • Hemp
  • CBD
  • Indoor and Greenhouse

 
Crop Product Flyer
 

General Liability

 
Coverage Highlights

  • Occurrence Form (CG-ASO)
  • A rated carrier
  • Multiple rating basis options
  • Minimum Premium $500

 
Coverage Options
 
Limits

  • $1,000,000 / $1,000,000
  • $1,000,000 / $2,000,000
  • $2,000,000 / $2,000,000

 
Deductible

  • $2,500

 
Endorsements

  • Pesticide & Herbicide Applicators (WA)
    • $50,000 Occurrence/Aggregate
    • $250,000 Occurrence/Aggregate
  • HNOA Endorsement $1,000,000
  • Additional Insured Certificates
  • Vendor Certificates
  • Waiver of Subrogation
  • Primary & Non-Contributory Wording

 

Approved Classifications

  • Cultivators
  • Processors/Harvesters
  • Manufacturers
  • Wholesale Distributors
  • Transporters
  • Dispensaries
  • Retailers
  • Non-Storefront Delivery
  • Lessor’s Risk (LRO) / Building Owners
  • Ancillary Businesses

 

General Liability Product Flyer
 

Excess Liability

 
Coverage Highlights

  • Occurrence Form
  • Coverage limits up to $4,000,000
  • Minimum Premium $1,000 (per layer)

 
Notes:

  • Excess Liability is following form over the General Liability only
  • Excess Liability does not extend over the HNOA endorsement

 

Coverage Options
 
Limits

  • $1,000,000
  • $2,000,000
  • $3,000,000
  • $4,000,000

 
Approved Classifications

  • Cultivators
  • Processors/Harvesters
  • Manufacturers
  • Wholesale Distributors
  • Transporters
  • Dispensaries
  • Retailers
  • Non-Storefront Delivery
  • Lessor’s Risk (LRO) / Building Owners
  • Ancillary Businesses

 
Excess Liability Product Flyer