Products

Product Liability

Coverage Highlights
  • Covered Products
    • Cannabis, Hemp, and CBD Products
    • Non-Cannabis, Hemp, and CBD Products (i.e. Equipment Manufacturers)
  • Product Withdrawal Reimbursement of Expense (Endorsement is Required)
  • Minimum Premium – $2,000
Approved Classifications
  • Cultivators
  • Processors/Harvesters
  • Manufacturers
  • Wholesale Distributors
  • Transporters
  • Dispensaries
  • Retailers
  • Non-Storefront Delivery
  • Lessor’s Risk (LRO) / Building Owners
  • Ancillary Businesses
Coverage Options
Limits
  • $1,000,000 – $10,000,000
Deductibles
  • $2,500
  • $5,000
  • $10,000
  • $25,000
Endorsements
  • Retro Active Date
  • Additional Insured
  • Waiver of Subrogation
  • Primary Wording
  • Vendor AI Certificates
    • $100 Each
    • $250 Blanket
  • Commercial Product Withdrawal
    • Coverage Options:
      • $100,000 Aggregate
      • $250,000 Aggregate
    • Deductible Options:
      • $1,000 (only for $100,000 limits)
      • $5,000
      • $10,000
      • $25,000
Package Submission Requirements (Property, Crop, General Liability, Excess Liability, Product Liability) – Submitted through Portal

 

Additional Overflow Schedules/Forms (If Applicable):

Product Liability Product Flyer