Product Liability
Coverage Highlights
- Covered Products
- Cannabis, Hemp, and CBD Products
- Non-Cannabis, Hemp, and CBD Products (i.e. Equipment Manufacturers)
- Product Withdrawal Reimbursement of Expense (Endorsement is Required)
- Minimum Premium – $2,000
Approved Classifications
- Cultivators
- Processors/Harvesters
- Manufacturers
- Wholesale Distributors
- Transporters
- Dispensaries
- Retailers
- Non-Storefront Delivery
- Lessor’s Risk (LRO) / Building Owners
- Ancillary Businesses
Coverage Options
Limits
- $100,000
- $1,000,000
- $1,000,000
- $3,000,000 CSL
- $5,000,000 CSL
Deductibles
- $2,500
- $5,000
- $10,000
- $25,000
Endorsements
- Retro Active Date (up to 5 years)
- Additional Insured
- Waiver of Subrogation (no charge)
- Primary Wording (no charge)
- Vendor AI Certificates
- $100 Each
- $250 Blanket
- Commercial Product Withdrawal
-
Coverage Options:
- $100,000 Aggregate
- $250,000 Aggregate
-
Deductible Options:
- $1,000 (only for $100,000 limits)
- $5,000
- $10,000
- $25,000
-
Package Submission Requirements (Property, Crop, General Liability, Excess Liability, Product Liability) – Submitted through Portal
- CannGen Package Application
- CannGen Package SOV (required for single and multi-location package submissions)
- Loss Runs (If Applicable)
