General Liability

The Commercial General Liability policy has been specifically designed to meet the needs of the cannabis and hemp industry using both ISO and program specific coverage forms and endorsements.

This policy is available to be purchased monoline, or in conjunction with other package coverages including Property, Crop, and Products Liability.

Approved Classifications:

  • Cultivation (Indoor, Outdoor and Greenhouses)
  • 3rd Party Processors/Harvesters
  • Manufacturers
  • Wholesale/Distributors
  • Retail
  • Management offices
  • Landlords – LRO
  • Smoke Shops
  • Garden / Hydroponics stores

Coverage Highlights:

  • Occurrence Form CGL-ISO
  • Duty to Defend
  • $1,000,000 personal advertising injury
  • Minimum Premium $500.00
  • Excess Limits with the same carrier

Coverage Options:

  • $1,000,000 Occurrence / $1,000,000 Aggregate
  • $1,000,000 Occurrence / $2,000,000 Aggregate
  • $2,000,000 Occurrence / $2,000,000 Aggregate

Deductible Options:

  • $2,500

Endorsement Options:

  • $300,000 Pesticide & Herbicide Applicators (WA, MA)
  • $50,000 Occurrence/Aggregate
  • $250,000 Occurrence/Aggregate
  • HNOA Endorsement $1,000,000
  • Additional Insured Certificates
  • Waiver of Subrogation
  • Primary Wording
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