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CannGen Insurance

Cannabis Products Liability Insurance

Ensure your products — and your reputation — are protected with cannabis products liability insurance. This coverage shields your business against claims of product defects, contamination, or labeling errors.

Why You Need Products Liability Insurance

Standard liability insurance often excludes cannabis products, leaving your business vulnerable. With CannGen's Cannabis Products Insurance, you get protection against claims such as:

  • Product defects or contamination
  • Illness or injury caused by product use
  • Packaging or labeling errors

This specialized coverage helps safeguard your brand, financial stability, and compliance in a rapidly evolving industry.

Why Choose CannGen for Products Liablity Insurance

  • Industry Expertise – First MGU dedicated exclusively to cannabis, hemp & CBD
  • Comprehensive Protection – Product liability limits up to $10M
  • Customizable Policies – Flexible deductibles, endorsements, and product withdrawal options
  • Nationwide Reach – Covering all key cannabis markets across the U.S.
  • Financial Strength – Backed by A.M. Best A+ rated carriers

Coverage Highlights

  • Covers Cannabis, Hemp, and CBD Products
  • Covers limited Non-Cannabis products (e.g., cannabis accessories and ancillary products)
  • Product Withdrawal Reimbursement of Expense (endorsement required)
  • Minimum premium: Starts at $1,500

Approved Classifications

CannGen's Cannabis Liability Insurance is available for a wide range of cannabis-related operations, including:

  • Cultivators & Growers
  • Processors & Harvesters
  • Manufacturers
  • Wholesale Distributors
  • Transporters
  • Dispensaries & Retailers
  • Non-Storefront Delivery Operators
  • Ancillary Businesses

Coverage Options

Limits:

$1,000,000 – $10,000,000

Deductibles:

  • $2,500
  • $5,000
  • $10,000
  • $25,000

**Higher deductibles may be available

Endorsements

Enhance your policy with flexible endorsements:

  • Retroactive Date
  • Additional Insured
  • Waiver of Subrogation
  • Primary Wording
  • Vendor AI Certificates ($100 each / $250 blanket)

Commercial Product Withdrawal Coverage:

  • $100,000 Aggregate
  • $250,000 Aggregate
  • Deductible Options: $1,000 (for $100K limit only), $5,000, $10,000, $25,000

How to Get Covered

Applying for a Cannabis Package is simple with CannGen's streamlined process:

01STEP

Complete Application

Complete the CannGen Package Application CannGen Package Application or complete via our Submission Portal

For multiple buildings/locations, we will require pages 4 & 5 of the application be completed per building/location.
02STEP

Submit You Submission

Send your submission to cannapp@canngenins.com or submit via portal

03STEP

Review & Quote

Our underwriting team reviews your materials and provides a tailored quote.

04STEP

Get Protected

Secure coverage that keeps your employees and your business safe.

FAQs About Cannabis Liability Insurance

1. What does cannabis liability insurance cover?
It covers legal defense costs, settlements, and damages if a cannabis, hemp, or CBD product causes injury, illness, or property damage. It may also cover product recalls.
Any business that cultivates, processes, manufactures, distributes, or sells cannabis products should carry product liability coverage.
With the Commercial Product Withdrawal endorsement, you can add coverage for recall-related expenses.
CannGen offers limits ranging from $1M to $10M, with multiple deductible options.
Yes. Non-cannabis product businesses may also qualify.

Protect Your Cannabis Business Today

In a highly regulated and fast-growing industry, the cost of a single product liability claim could jeopardize your business. CannGen's Cannabis Liability Insurance ensures you're protected at every stage of the supply chain.

(888) 751-3141 cannapp@canngenins.com Request a Quote Today