Products

Product Liability

Coverage Highlights

• Covered Products
  • Cannabis, Hemp, and CBD Products
  • Non-Cannabis, Hemp, and CBD Products (i.e. Equipment Manufacturers)

• Product Withdrawal Reimbursement of Expense (Endorsement is Required)
• Minimum Premium – $2,000

Approved Classifications

• Cultivators
• Processors/Harvesters
• Manufacturers
• Wholesale Distributors
• Transporters
• Dispensaries
• Retailers
• Non-Storefront Delivery
• Lessor’s Risk (LRO) / Building Owners
• Ancillary Businesses

Coverage Options

Limits

• $1,000,000 – $10,000,000

Deductibles

• $2,500
• $5,000
• $10,000
• $25,000

Endorsements

• Retro Active Date
• Additional Insured
• Waiver of Subrogation
• Primary Wording
• Vendor AI Certificates
  • $100 Each
  • $250 Blanket

• Commercial Product Withdrawal

  • Coverage Options:

    • $100,000 Aggregate
    • $250,000 Aggregate

  • Deductible Options:

    • $1,000 (only for $100,000 limits)
    • $5,000
    • $10,000
    • $25,000

Package Submission Requirements (Property, Crop, General Liability, Excess Liability, Product Liability) – Submitted through Portal

• CannGen Package Application
• CannGen Package SOV (required for single and multi-location package submissions)
• Loss Runs (If Applicable)

Product Liability Product Flyer